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What Do We Do With The Affordable Care Act?

  The Affordable Care Act has been under intense scrutiny for several years. Unfortunately, the discussion is highly politicized and often fails to address the key issues. In this series of articles, we will attempt to bring focus to significant issues. What did the ACA intend to accomplish? Did the ACA “solve” those problems or …

Financial Security in Retirement

Financial Security in Retirement Defined What is financial security in retirement?  This articles defines retirement security as: “The accumulation of sufficient capital by a target retirement age to be able to buy a guaranteed, lifetime, inflation-protected retirement income payment that, in combination with Social Security and any employer-provided benefits, allows the person to maintain their desired …

ChemTrails: Where are They Leading You?

Chemtrails or Contrails Earlier today I saw a jet streaking through the sky. It is a very cold day in Southeast Michigan and chemtrails flowed from the exhaust of the engines. I enjoy that type of imagery yet I paused to reflect on the scene. Sadly, my first thought was of chemtrails, not contrails. A …

Retire Retirement: What is your Flexible Opportunity?

Retirement? What do you think of when you hear the word? The notion of retirement is changing rapidly yet many people have not adapted to the new reality. What you need to know as your first career winds down. retirement variables LIVING LONGER. Men who will turn 65 in 2030 can expect to live six …

Reject Rejection to Embrace Your Future

“Fear is a feeling induced by perceived danger or threat that occurs in certain types of organisms, which causes a change in metabolic and organ functions and ultimately a change in behavior, such as fleeing, hiding, or freezing from perceived traumatic events. Fear in human beings may occur in response to a specific stimulus occurring …

Hesitation Destroys Momentum. Illustrations for Super Bowl LI

Super Bowl LI is the greatest game is Super Bowl history with memorable plays from start to finish. The Atlanta Falcons and the New England Patriots demonstrated the power of purpose, intention, preparation throughout the entire game. What stands out for me, though, is this simple truth, and both teams demonstrated it on the field …

Emerging Trend in 21st Century Healthcare

Healthcare, and the cost of healthcare, evokes strong opinions and heated debate. The Affordable Care Act dominates much of the discussion. The question on most people’s minds is do we protect, repeal, or replace the Affordable Care Act. No doubt important questions. Yet, I believe, two additional questions must be raised. Does our current healthcare system adequately address our …